<?xml version="1.0" encoding="UTF-8"?><xml><records><record><source-app name="Biblio" version="7.x">Drupal-Biblio</source-app><ref-type>32</ref-type><contributors><authors><author><style face="normal" font="default" size="100%">Wei-Dar Chen [Calvin]</style></author></authors></contributors><titles><title><style face="normal" font="default" size="100%">Secure e-Payment Portal Solutions Using Mobile Technologies and Citizen Identity Scheme</style></title><secondary-title><style face="normal" font="default" size="100%">Department of Mathematics</style></secondary-title></titles><dates><year><style  face="normal" font="default" size="100%">2013</style></year><pub-dates><date><style  face="normal" font="default" size="100%">March, 2013</style></date></pub-dates></dates><publisher><style face="normal" font="default" size="100%">Royal Holloway, University of London</style></publisher><pub-location><style face="normal" font="default" size="100%">London</style></pub-location><volume><style face="normal" font="default" size="100%">Doctor of Philosophy</style></volume><language><style face="normal" font="default" size="100%">eng</style></language></record></records></xml>