<?xml version="1.0" encoding="UTF-8"?><xml><records><record><source-app name="Biblio" version="7.x">Drupal-Biblio</source-app><ref-type>27</ref-type><contributors><authors><author><style face="normal" font="default" size="100%">Jerome H. Powell</style></author></authors></contributors><titles><title><style face="normal" font="default" size="100%">Innovation, Technology, and the Payments System</style></title><secondary-title><style face="normal" font="default" size="100%">Speech to the Board of Governors of the Federal Reserve System</style></secondary-title></titles><dates><year><style  face="normal" font="default" size="100%">2017</style></year><pub-dates><date><style  face="normal" font="default" size="100%">March 03, 2017</style></date></pub-dates></dates><urls><web-urls><url><style face="normal" font="default" size="100%">https://www.federalreserve.gov/newsevents/speech/powell20170303a.htm</style></url></web-urls></urls><language><style face="normal" font="default" size="100%">eng</style></language></record></records></xml>